Welcome to OurTime Reverse Mortgage
We are the premier reverse mortgage company in North Carolina. We specialize in providing all kinds of reverse mortgage loans to owners in need of funding.
We provide reverse mortgage solutions with an outstanding history of service and dedication..!
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Government Regulated Program, Tax-Free Disbursements, No Monthly Payments
Key Fact to Choose Us
We put you first with superior service and lower costs.
We are a Govt. authorized direct lender
We are a HUD approved direct lender
We have long time experience
We are proudly approved by the Federal Housing Administration as a direct lender.
We are committed to being your best choice.
Your best interests are our primary consideration.
Purchase A Home Using Reverse Mortgage
With a Reverse Mortgage, you can remove equity from your home without paying it back for as long as you live in the home. Use that extra cash to travel, pay off medical bills, help your grandchildren with college... the possibilities are limitless!
Let's find out If a Reverse Mortgage is right for you or not.
Do You Know?
- HECM’s are the only reverse mortgage insured by the federal government through the Federal Housing Administration (FHA)
- If a borrower has a current mortgage, the HECM will pay off the current mortgage debt
- Loan costs are similar to a traditional FHA mortgage.
Reverse Mortgage Help When
- The consumer will not owe more than the home is worth at the time the loan is paid back, either by death or sale of the property or failure to pay taxes
- Income from retirement funds, savings, and social security benefits don't cover your expenses or you want to supplement your Medicare.